Contribution limits, deduction rules and repayment programmes change every year, and the number that was right last year is the most common reason people get this wrong. Each guide here states the tax year it applies to and the figure it is using.
The coverage runs from the ordinary questions — which account to fund first, what is actually deductible — to the ones with no clear answer online, like how a missed income-driven repayment deadline is handled. Rules are quoted, not paraphrased from memory.
The student-loan guides are the part that changes fastest. Repayment counts, forbearance interest and offset removal all run on administrative timetables rather than on the tax calendar, and the published guidance has been rewritten several times. Each of those articles names the programme and the rule it is quoting so you can check whether it still stands before you rely on it.
This is general information, not tax advice. Confirm anything decision-critical with the agency or a licensed professional before you act on it.
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